Coverage options
- Liability — required in most states; pays for injuries or damage you cause to others.
- Collision — repairs your bike after an accident, regardless of fault.
- Comprehensive — theft, vandalism, fire, weather and animal collisions.
- Uninsured / underinsured motorist — protects you if the other driver can’t pay.
- Custom parts & equipment — aftermarket upgrades, saddlebags and gear.
Ways to save
Ask about discounts for completing a motorcycle safety course, bundling with your auto or home policy, and riding experience. Some carriers also offer options that reflect seasonal riding.
This guide is general information, not a policy. Coverage, limits and exclusions vary by carrier and state — your policy documents are what apply. Ask us about your specific situation.